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The Journey Fund

How it works

Four questions, in the order people actually ask them rather than the order we would prefer. The first one is the one everybody wants answered first, so it is first.

Where does my money sit?

In your own bank account. Nothing on this page moves money. The planner does arithmetic; it takes no payment, opens no account and has no way of knowing whether you have put anything aside at all.

Afrinkong does not operate a customer bank account or a deposit account, and it will not. If Travel Points are ever offered, buying one would be a purchase of travel entitlement under the terms of the programme that issued it — a payment for something, the way any purchase is, rather than money placed with us for safekeeping. The difference matters and we would rather state it now than discover later that a sentence written today had quietly stopped being true. What we give you is the arithmetic — what the journey costs, how many months there are, and therefore what each month would have to look like — and a calendar that tells you when your passport needs attention. The money is yours and stays yours until the day you decide to travel and we send you an invoice like any other company.

If that ever changes, it will not change quietly. Holding a customer’s money is a different undertaking with different obligations, and it would arrive as a different agreement that you would have to read and accept. Not as an update to this page.

What if I stop?

Nothing happens, because nothing was started. There is no schedule to break, no charge to miss, no fee, no record anywhere of you having stopped. You made a plan and you are no longer keeping it, which is your business and not ours.

The plan you kept in your browser stays there until you clear it. Nobody is emailed about it and nobody follows up.

What if I change my mind about where?

Change it. Put Namibia where Kenya was and the page recalculates: the journey is a different length, the figure is different, the month may move, and the colour of the page changes because the page is about the destination rather than about the money.

Nothing is lost by changing, because nothing was committed. This is the part most worth saying plainly: two years is a long time to be certain about a continent you have not visited yet, and a plan you cannot change is a plan you abandon instead.

What if the price changes before I go?

It might. The figure this page gives you is an estimate against today’s rate card, and the rate card is a published document that can be revised. A plan you keep records which version of it priced your journey, so when you come back the page can tell you whether the number moved because you changed something or because we did.

Two things are outside the estimate in either direction. Park and conservation fees, permits, entrance and government charges are settled by us at cost and depend on the itinerary — a gorilla permit alone can exceed a day of the journey. And international flights, visas, insurance, your own meals and your personal spending are yours, as they are on every Afrinkong journey.

Not built yetWhat this page cannot do

It cannot take a payment, keep a plan across two devices, remind you by email, or tell you how far along you are, because all of those need an account and this version has none. What you keep is kept in this browser.

That is a deliberate order of work rather than an unfinished feature. The planning is useful on its own, it can be built and checked without anybody’s money being involved, and it means the questions that do involve money can be answered properly by people qualified to answer them rather than quickly by us.